How Much Do I Lose Selling My House for Cash?

Cash offers are typically 70-85% of what your house would sell for on the open market. But the retail price is NOT what you would net after everything. Here is the real math side-by-side.

Example: $350,000 Florida Home

Traditional Sale (Realtor Listing)

Sale price: $350,000
Realtor commission (6%): -$21,000
Seller closing costs (2%): -$7,000
Repairs pre-listing: -$8,000 (average)
Buyer repair credit: -$4,500 (average)
Staging + photos: -$1,500
Holding costs (3 months mortgage, tax, insurance, utilities): -$6,000
Concessions + last-minute buyer demands: -$2,000
Net to seller: $300,000 (86% of asking)

Cash Sale (Homeinc Offer)

Offer price: $280,000 (80% of retail)
Realtor commission: $0
Closing costs: $0 (Homeinc covers)
Repairs: $0 (as-is)
Holding costs: $0 (7-day close)
Net to seller: $280,000 (80% of retail)

The Real Gap Is Smaller Than You Think

In the example above, the real difference is $20,000 — about 6% of home value. For that gap you save 90+ days, avoid financing risk, skip repairs, avoid showings, and gain a guaranteed close date.

When the Gap Nearly Disappears

Houses with major repair needs. Inherited or distressed properties. Occupied by difficult tenants. In foreclosure or pre-foreclosure. On the market 90+ days without offers. Where the retail sale would require $30-80K in repairs first — a cash sale often nets MORE than a traditional sale would after all the costs.

Get Your Free Cash Offer Comparison

Curious what Homeinc would offer vs what a realtor would net? Fill out the form or call (888) 850-2636. Zero obligation, zero pressure.

Homeinc has bought hundreds of Florida & Georgia homes since 2013. A-rated with the BBB. No fees. No commissions. No repairs. Close in 7 days or on your timeline. Call (888) 850-2636.

Real Homeinc Customer Reviews

Jessica D. — “The Homeinc team was amazing to work with. Fast, professional, and closed exactly when they said they would.”

Chris S. — “I inherited a house I didn’t want. Homeinc took it as-is, handled the paperwork, and cut me a check in under two weeks.”

Lisa L. — “Facing foreclosure and out of options. Homeinc stopped the bleeding and I walked away with cash to start over.”

Get Your Free, No-Obligation Cash Offer

Fill out the form below or call (888) 850-2636. We buy houses in any condition, in any situation, anywhere in Florida and Georgia. Offers in 24 hours. Close in 7 days.

Related Homeinc Resources

Sell Your Florida House Fast · Sell Your Georgia House Fast · Sell an Inherited House · Stop Foreclosure Now · Sell a House With a Lien · Sell With Tenants · Our 3-Step Process · Customer Reviews