If you’ve decided to explore a cash sale on your Florida or Georgia home, the next step is figuring out which cash home buyer to actually work with. The best way to separate a serious buyer from one who isn’t? Ask the right questions before you sign anything. Here are five that will tell you almost everything you need to know.
1. “Can you show me proof of funds?”
Any legitimate cash home buyer can produce a bank statement or proof-of-funds letter showing they have the cash available to close. If they hesitate, push back, or only offer a vague “yes, we’re good for it,” that’s a sign you’re talking to a wholesaler who plans to assign your contract — not an actual buyer.
2. “Who pays the closing costs?”
A reputable cash home buyer in Florida or Georgia covers standard closing costs themselves — title fees, recording fees, doc stamps. The number you accept should be the number you net at the closing table. If closing costs are coming out of your offer, ask for it in writing line-by-line.
3. “How did you calculate this offer?”
A fair cash offer is built on your home’s after-repair value, minus repair costs and a reasonable margin. A good cash buyer will walk you through that math — comparable sales, estimated repairs, holding costs. If the number feels arbitrary, ask them to show their work. Transparency is the easiest test of trust.
4. “Can I see references or recent closings?”
Ask for the addresses of two or three homes the buyer has closed on in the last 6–12 months, or for the names of sellers who’d be willing to talk to you. Real cash buyers have a paper trail. You can also check their testimonials and Google reviews to see what other Florida and Georgia homeowners have said.
5. “Will the offer change after inspection?”
Some buyers make a high initial offer, then drop the price after a “surprise” inspection. A reputable cash buyer either inspects before making the offer or commits to honoring the original number unless something major is discovered. Get the inspection-and-renegotiation policy in writing.
The bottom line: a good cash buyer welcomes questions
If a buyer gets defensive or evasive when you ask any of the questions above, that tells you everything. The right cash home buyer for your Florida or Georgia home will answer all five in detail, show their work, and give you time to think it over without pressure.
Ready for a no-pressure cash offer?
At Homeinc, we walk every seller through these same questions before they decide. We buy homes for cash across Florida and Georgia, cover all standard closing costs, and explain exactly how we got to our number. Call or text us anytime at 888-850-2636, or request your free offer at homeinc.com.