Losing a parent or close family member is hard enough. Trying to figure out what to do with their house on top of the grief — while also navigating probate court, out-of-state siblings, property taxes piling up, and an empty house deteriorating — can feel impossible.
At Homeinc, we buy inherited homes across Georgia every month. Many of the sellers we work with are dealing with their very first probate and don’t know where to start. This guide walks you through exactly how it works, what options you have, and how to sell the property quickly if that’s what you need to do.
First things first: what is probate in Georgia?
Probate is the legal process of transferring ownership of a deceased person’s property to their heirs. In Georgia, it’s handled by the Probate Court in the county where the deceased lived. There are two main types:
- Solemn form probate — used when there’s a will. Takes 4–8 months in most counties.
- Common form probate — faster and cheaper when the estate is straightforward.
- No-administration-necessary — skipped entirely if the estate is under $100,000, all heirs agree, and there are no debts.
If the deceased owned the house in their name alone (not jointly with a spouse, not in a living trust), the house almost always has to go through probate before it can be sold. Trying to sell without it can lead to title issues and angry buyers.
Do you have to wait for probate to finish before selling?
Not necessarily. In Georgia, once the probate court appoints an executor (if there’s a will) or an administrator (if there isn’t), that person can usually sell the property on behalf of the estate — you don’t have to wait for probate to close.
A few caveats:
- The court may require approval of the sale price, especially in contested estates
- All heirs usually need to sign off if they’re co-inheritors
- Proceeds go into the estate account first, then get distributed to heirs after debts and taxes are paid
Homeinc has closed dozens of sales mid-probate in Georgia. Our team can coordinate with your probate attorney (or recommend one if you don’t have one) to make sure every step is court-compliant.
The 4 options for selling an inherited Georgia home
Option 1: Move in
If the house is paid off and you can afford taxes, insurance, and upkeep, you can keep it. Georgia has a homestead exemption that reduces property taxes for primary residences. The downside: you take on full responsibility, including any deferred maintenance.
Option 2: Rent it out
Turning it into a rental can generate passive income. You’ll need to make it rent-ready (often $5,000–$15,000 in repairs), navigate landlord laws, and deal with tenants from afar if you live out of state. Also keep in mind that rental income is taxed, and capital gains rules change once it’s no longer a primary residence.
Option 3: List with a realtor
You’ll get closer to full market value, but: you’ll need to empty the house, clean it, often make repairs to attract buyers, hold showings, and wait 60–120 days on average. You’ll pay 6% commission plus 2% closing costs out of the proceeds. This works well if the house is in good condition and no one is under time pressure.
Option 4: Sell to a cash buyer like Homeinc
Sell the house as-is, with the contents still inside if you want, for a fair cash price. Homeinc handles the paperwork, pays all closing costs, and can close in as little as 5 days once probate clears us to proceed. No repairs, no cleanout, no showings, no waiting.
This is the option most out-of-state heirs choose, and it’s the option most families with multiple heirs choose because it avoids months of coordinating who’s going to do the cleanout, who’s handling repairs, whose schedule to list on, and so on.
What about taxes when you sell an inherited house?
Here’s some good news that surprises most first-time heirs: you almost never owe big taxes on an inherited house sale, thanks to something called the stepped-up basis.
When you inherit a property, the IRS treats your cost basis as the fair market value on the date of the previous owner’s death, not what they originally paid. So if your parent bought the house in 1985 for $65,000, and it was worth $280,000 on the day they passed, your basis is $280,000.
If you sell the house 3 months later for $280,000, you have $0 in taxable gain. If you sell for $295,000, you owe capital gains tax only on the $15,000 gain.
This is a major reason to sell sooner rather than later. The longer you hold it, the more the value can appreciate above your stepped-up basis, and the more tax you may owe eventually.
Always confirm your specific tax situation with a CPA. Homeinc does not provide tax advice.
What if multiple heirs can’t agree?
This is one of the most common reasons families call us. When four siblings inherit a house and two want to sell, one wants to rent it, and one wants to keep it — nobody wins.
In Georgia, any heir can force a sale through a partition action — a court proceeding that orders the property sold and the proceeds divided. It’s slow (often 6–12 months) and expensive in legal fees.
A faster alternative: get a Homeinc cash offer, share the number with all heirs, and let it be the neutral data point that settles the debate. Many families find that once they see a real dollar figure in writing, disagreements melt away. We’ve facilitated dozens of sales where the offer itself became the tipping point.
What if the house has liens or back taxes?
Very common with inherited properties, especially if the deceased was elderly and hadn’t been able to keep up with taxes or maintenance. Georgia has a tax commissioner sale process similar to Florida’s tax deed sale — and properties can be auctioned off if taxes go unpaid long enough.
Homeinc buys inherited homes with:
- Unpaid property taxes
- Active liens (tax, HOA, code enforcement, judgment)
- Reverse mortgages that need to be paid off
- Outstanding mortgage balances
- Unresolved violations or permit issues
All of it gets handled through the title company at closing, out of the sale proceeds. You don’t pay anything out of pocket.
What Homeinc handles for you
- Coordination with your probate attorney (or a referral if you don’t have one)
- Title search and lien payoffs
- Closing costs (we pay them)
- Clean-out — leave the furniture, clothes, boxes in the attic, whatever. We handle it.
- Multiple-heir coordination — we work with all siblings and the executor directly
- Cash wired to the estate account on closing day
Common questions
How fast can we close if probate is already underway?
Once the executor or administrator is officially appointed by the probate court, we can usually close within 10–14 days. If probate hasn’t started yet and there’s no will, that timeline extends because we need letters of administration first.
What if I live out of state?
Most of our inherited-property sellers are out of state. We can do the entire transaction remotely — email or mail documents, conduct the closing by video, wire funds to wherever you are. You never have to fly to Georgia.
What if the house has been vacant for a long time?
No problem. We buy vacant properties, houses with pest issues, properties with overgrown lots, homes that have been boarded up — we’ve seen every condition. Our offer accounts for it.
What if we’re not sure who inherited the house?
This happens when someone dies without a will or without clear estate documents. Georgia’s intestacy laws determine inheritance — usually starting with surviving spouse, then children. A probate attorney can sort this out quickly. If you’re unsure, we can recommend one at no cost.
Ready to talk through your options?
Every inherited-property situation is different. Call Homeinc at (888) 850-2636 or request a free cash offer online. We’ll walk through your specific situation, explain the probate timeline in plain English, and give you an honest number with no obligation.
If selling fast isn’t the right move for your family, we’ll tell you that too and point you toward better options.
