Preparing an Empty South Florida Home for Hurricane Season 2026

Vacancy Increases Risk

Empty South FL homes suffer more hurricane damage than occupied homes. No one to close manual shutters, tarp temporary leaks, prevent looters, or clear debris. Insurance carriers often reduce coverage on vacant properties or refuse renewal.

Insurance Vacancy Clauses

Most Florida homeowner policies have a vacancy clause — if home is vacant 30-60 days, coverage may drop dramatically. Vacant home insurance (or “unoccupied home” policies) run 2-3x normal rates.

Physical Prep Checklist

Install permanent hurricane shutters. Trim trees within 20 feet of house. Secure or remove outdoor furniture. Test roof for leaks. Update wind mitigation credits. Notify local police + neighbors of vacancy.

Selling Before Storm

If you cannot maintain the property remotely and don’t want the hurricane risk, selling before peak season (August 15 – October 15) shifts all risk to the buyer. Homeinc buys vacant South FL homes routinely.

Homeinc has bought hundreds of Florida homes since 2013. A-rated with the BBB. No fees. No commissions. No repairs. Close in 7-21 days. Call (888) 850-2636.

Get Your Free Cash Offer

Fill out the form or call (888) 850-2636. Free, no-obligation offer within 24 hours. Close in 7-21 days. Zero fees, zero commissions, buy any condition.