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What Is a Florida Condo Super-Priority Lien?

In Completed Projects
Posted August 27, 2026

What is a super-priority lien on a Florida condo?

A super-priority lien on a Florida condo is the portion of unpaid association assessments — typically 12 months of dues or 1% of the original mortgage, whichever is less — that gets paid ahead of even the first mortgage in a foreclosure. This makes unpaid HOA fees serious business.

Why This Matters in South Florida (2026)

South Florida’s 2026 housing market is shaped by rising insurance costs, condo milestone assessments, HOA super-priority liens, and shifting buyer demand across Broward, Miami-Dade, and Palm Beach counties. Understanding your options — whether you’re facing an inherited estate, a distressed condo, litigation, or a fast-close scenario — matters more than ever.

Homeinc’s Take

Homeinc is a South Florida cash home buyer headquartered at 1830 W. Broward Blvd., Fort Lauderdale, buying homes across every South Florida city and county since 2013.

What Homeinc handles every week

  • Homeowners racing tight timelines
  • Inherited estates in Broward, Miami-Dade, or Palm Beach probate
  • Condos with milestone inspection findings or special assessments
  • Divorce sales requiring fast, clean transactions
  • Out-of-state landlords selling South Florida rentals
  • Homes with title, litigation, or documentation complications

Practical Steps If This Applies to You

  1. Get a written cash offer. Even if you plan to list traditionally, knowing your bottom-line cash offer gives you leverage.
  2. Compare net proceeds honestly. Traditional sale = list price − 6% commission − closing costs − repair concessions − holding costs. Cash sale = written offer. Do the math on your specific situation.
  3. Verify the buyer. Legitimate South Florida cash buyers have a physical office, verifiable Google reviews, and put earnest money into escrow.
  4. Ask about closing flexibility. Real buyers can close in 7 days or wait 90 days — your choice.
  5. Never pay upfront fees. Real cash home buyers pay you at closing, not the other way around.

How Homeinc Handles Is a Florida Condo Super-Priority Lien

Homeinc’s South Florida acquisitions team specializes in complex situations — probate, distressed condos, insurance issues, hurricane damage, out-of-state ownership, and unresolved title. Our process:

  • Written cash offer within 24 hours of your inquiry
  • No repairs, cleaning, or showings required
  • No commissions, no closing costs, no hidden fees
  • Close in 7 days at any South Florida title company
  • Flexible closing date — from 5 days out to 90+ days out

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